- Construction and Land29 min read
Can You Get a Home Loan for a Modular, Transportable or Prefabricated Home?
Yes, you may be able to get a home loan or construction loan for a modular, transportable or prefabricated home in Australia, but lender policy can be more restrictive than for a standard brick, timber or…
13 July 2026 - Home Loans15 min read
Can You Get a Home Loan on a Temporary Visa in Australia?
Getting a home loan on a temporary visa can be possible, but lender policy is usually more restrictive than it is for Australian citizens and permanent residents.
17 June 2026 - Home Loans27 min read
Can You Get a Home Loan for a House Without Mains Power, Water or Sewerage?
Yes, you may be able to get a home loan for a house without mains power, town water or sewerage, but lender approval depends on whether the property is still considered a lawful, liveable, insurable and marketable…
13 July 2026 - Home Loans29 min read
Can You Get a Home Loan for an Old, Derelict or Uninhabitable House?
Yes, you may be able to get finance for an old, derelict, damaged or uninhabitable house, but standard home loan approval can be difficult if the property is not safe, insurable, liveable or acceptable as…
13 July 2026 - Home Loans13 min read
Can You Get a Home Loan for a Small Apartment Under 50 Square Metres?
Buying a small apartment can be a smart way to enter the property market, especially in inner-city areas where larger properties are expensive.
17 June 2026 - Home Loans38 min read
Can You Get Finance for a Boarding House, Rooming House or Co-Living Property?
Yes, you may be able to get finance for a boarding house, rooming house or co-living property in Australia, but it is much harder than getting a standard investment home loan.
9 July 2026 - Home Loans25 min read
Can You Get a Home Loan with Overdrawn Bank Statements?
Yes, you may still be able to get a home loan with overdrawn bank statements, but it can make the application harder.
18 June 2026 - Home Loans29 min read
Do Gambling Transactions Affect a Home Loan Application?
Yes, gambling transactions can affect a home loan application in Australia.
18 June 2026 - Home Loans26 min read
Do Payday Loans Affect Your Home Loan Application?
Yes, payday loans can affect your home loan application in Australia.
18 June 2026 - Home Loans33 min read
Can You Get a Home Loan After a Debt Agreement?
Yes, you may be able to get a home loan after a debt agreement in Australia, but it depends on the type of agreement, whether it has been completed, how long ago it was entered, your repayment conduct, your credit…
18 June 2026 - Investment Loans30 min read
Can You Use Dividend Income for a Home Loan in Australia?
Yes, you may be able to use dividend income for a home loan in Australia.
18 June 2026 - Home Loans31 min read
Can You Use Foster Care Payments for a Home Loan?
Yes, you may be able to use some foster care, carer or government support payments for a home loan, but this is one of the most lender-specific income types in Australian mortgage policy.
18 June 2026