- SMSF Loans12 min read
Can an SMSF Buy Rural or Commercial Property Around Cairns?
An SMSF may be able to buy commercial or rural-residential property near Cairns, but postcode, property use, land size, fund structure and lender policy all affect the available finance.
3 Aug 2026 - Construction and Land10 min read
Can You Get a Low-Doc Construction Loan in a Regional Area?
Low-doc construction loans are available from a limited number of Australian lenders. Learn how postcode, LVR, income evidence, land size and the building contract affect approval.
3 Aug 2026 - Business and Commercial33 min read
Can You Get Finance for a Property with Management Rights?
Yes, you may be able to get finance for a property connected to management rights, but it is a highly specialised lending scenario.
9 July 2026 - Self-Employed and Alt Doc45 min read
Can a Unit Trust or Discretionary Trust Get a Home Loan?
Yes, a unit trust or discretionary trust may be able to get a home loan in Australia, but trust lending is more specialised than a standard personal home loan.
9 July 2026 - Home Loans40 min read
Can You Get a Home Loan with Borrowed Deposit Funds?
Yes, you may be able to get a home loan with borrowed deposit funds, but it is one of the more sensitive deposit sources lenders assess.
9 July 2026 - Home Loans36 min read
Can You Get a Home Loan for Community Title Property?
Yes, you may be able to get a home loan for a community title property in Australia, but lender treatment is not always the same as standard Torrens title or ordinary strata title.
8 July 2026 - Home Loans13 min read
Does Buy Now Pay Later Affect Your Home Loan Application?
Buy Now Pay Later can affect your home loan application, even if the repayments seem small.
17 June 2026 - Home Loans13 min read
Can You Get a Home Loan While on Maternity Leave or Parental Leave?
Applying for a home loan while on maternity or parental leave? Learn how Australian lenders may assess return-to-work income, paid leave, savings and childcare costs.
17 June 2026 - Home Loans11 min read
HECS Debt and Home Loans: How Australian Lenders Assess Student Debt
Can you get a home loan with HECS debt? Learn how Australian lenders assess HELP, HECS and study-loan repayments when calculating borrowing power.
17 June 2026 - Self-Employed and Alt Doc11 min read
Self-Employed Home Loans: Which Australian Lenders May Accept 1-Year Financials, 1-Year ABNs or Alt Doc Income?
Self-employed and applying for a home loan? We compare how Australian lenders may assess 1-year financials, 1-year ABNs, alt doc income and business history.
17 June 2026 - Construction and Land35 min read
Can You Get a Construction Loan with Only a 5% Deposit?
Yes, you may be able to get a construction loan with only a 5% deposit in Australia, but it depends heavily on the lender, your eligibility, the construction contract, the property type, the builder, the valuation,…
8 July 2026 - Construction and Land42 min read
Can You Get a Home Loan for a Modular, Transportable or Relocatable Home?
Yes, you may be able to get a home loan for a modular, transportable or relocatable home in Australia, but lender policy can vary sharply.
8 July 2026