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102 answers
- Home Loans10 min read
Can You Get a Home Loan on a Bridging Visa?
A home loan on a bridging visa may be possible with some lenders, but very few of the lender policies we reviewed mention bridging visas, and those that do range from accepting some bridging visas to excluding them.
21 Oct 2026 - Home Loans15 min read
Can Australian Expats Refinance a Property and Release Equity Using Foreign Income?
Australian citizens living overseas may be able to refinance an Australian investment property and release equity. Learn how lenders assess foreign income, currency, tax residency, cash out and LVR.
4 Aug 2026 - Home Loans12 min read
Can You Get a Home Loan Soon After Financial Hardship?
Recent financial hardship does not always prevent a home loan approval. Learn how Australian lenders assess hardship arrangements, repayment history, cleared debts, explanations and lower-LVR applications.
4 Aug 2026 - Home Loans14 min read
Can One Spouse Own Part of a Property Without Being on the Home Loan?
Learn how Australian lenders assess co-owners, co-borrowers, guarantors, trusts and joint debts.
3 Aug 2026 - Home Loans11 min read
Can a Fully Maintained Company Car Increase Your Home Loan Borrowing Capacity?
A fully maintained company vehicle may improve home loan borrowing capacity with some Australian lenders. Learn which costs must be covered, what evidence is required and how lender policies differ.
3 Aug 2026 - Construction and Land12 min read
Can You Use a Bridging Loan to Buy Vacant Land in Australia?
Some Australian lenders allow bridging finance for vacant land, particularly where construction will start within a set period. Learn how peak debt, build timing, security and sale proceeds affect approval.
3 Aug 2026 - SMSF Loans12 min read
Can You Get an SMSF Property Loan If You Made No Super Contributions Last Year?
An SMSF may still qualify for a property loan when members made no contributions in the previous financial year. Learn how lenders assess future contributions, self-employed income, rent and fund assets.
3 Aug 2026 - Personal and Car Loans6 min read
Can You Use a Personal Loan as a Home Deposit in Australia?
Learn how Australian lenders assess borrowed deposits, genuine savings, rental history and the Australian Government 5% Deposit Scheme.
3 Aug 2026 - Home Loans6 min read
Can You Get a Home Loan When Your Partner Is on a Bridging Visa?
Learn how Australian lenders assess home loan applications involving a citizen and a partner on a bridging visa, including income, ownership and deposit scheme rules.
3 Aug 2026 - Construction and Land6 min read
Can You Buy Land First and Add a Building Contract Later Under the 5% Deposit Scheme?
The Australian Government 5% Deposit Scheme can support some land-and-construction purchases, including certain transactions where the land loan settles before the building contract is finalised.
3 Aug 2026 - Home Loans6 min read
How Do Australian Lenders Treat Child Support and Dependants?
Find out how Australian home loan lenders assess child support payments, shared-care arrangements, dependants and household living expenses.
3 Aug 2026 - Home Loans7 min read
Can Foster or Kinship Care Payments Count as Home Loan Income?
Learn whether foster care, kinship care and Centrelink carer payments can be used as home loan income, including under the Australian Government 5% Deposit Scheme.
3 Aug 2026
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