- Construction and Land36 min read
How Do Construction Loan Progress Payments Work?
Construction loan progress payments are staged payments released by the lender during the build, usually after the builder completes agreed stages of construction.
8 July 2026 - Construction and Land36 min read
Can You Get a Construction Loan for Major Renovations or Extensions?
Yes, you may be able to get a construction loan for major renovations or extensions in Australia, but lender treatment depends on the scope of work.
8 July 2026 - Construction and Land32 min read
Can You Get a Construction Loan If the Builder Hasn’t Started Yet?
Yes, you can usually get a construction loan before the builder has started. In fact, this is normally the best time to arrange construction finance.
8 July 2026 - Construction and Land29 min read
Can You Get a Construction Loan for Unregistered Land?
Yes, you may be able to get a construction loan for unregistered land in Australia, but timing is critical.
8 July 2026 - Business and Commercial34 min read
Can You Get Finance for a Mixed-Use Property in Australia?
Yes, you may be able to get finance for a mixed-use property in Australia, but it is one of the more policy-sensitive property types.
8 July 2026 - Business and Commercial32 min read
Can BAS Statements Be Used for a Business Loan?
Yes, BAS statements can sometimes be used for a business loan or property-backed business finance, especially where the borrower is self-employed and does not have complete up-to-date financials.
8 July 2026 - Business and Commercial34 min read
Can You Refinance Business Debt into a Home Loan?
Yes, you may be able to refinance business debt into a home loan in Australia, but lender policy varies significantly.
8 July 2026 - Business and Commercial39 min read
Can Inter-Company Loans or Related-Entity Transfers Affect Finance Approval?
Yes, inter-company loans and related-entity transfers can affect a home loan, business loan, refinance, equity release or commercial finance application.
8 July 2026 - Self-Employed and Alt Doc35 min read
What Business Add-Backs Can Help Your Home Loan Application?
Business add-backs can sometimes help self-employed borrowers increase their assessable income for a home loan.
6 July 2026 - Self-Employed and Alt Doc43 min read
Can You Get a Home Loan with Simple Self-Employed Verification?
Yes, you may be able to get a home loan with simple self-employed verification, but it depends on the lender, your business structure, how long you have been self-employed, your LVR, your documentation and whether…
6 July 2026 - Self-Employed and Alt Doc55 min read
Can BAS Statements Be Used for a Home Loan?
Yes, BAS statements can sometimes be used for a home loan, especially if you are self-employed and applying through an alt doc, simple self-employed or specialist lending pathway.
6 July 2026 - Home Loans16 min read
Can You Get a Home Loan in Australia with Foreign Income?
Getting a home loan in Australia with foreign income can be possible, but lender policy is usually more detailed than a standard Australian PAYG application.
17 June 2026