Drawer SE / 6 answers
Self-Employed and Alt Doc
Explore how lenders assess business owners, alternative income evidence and shorter trading histories.
Ask about Self-Employed and Alt Doc
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6 answers
- 45 min read
Can a Unit Trust or Discretionary Trust Get a Home Loan?
Yes, a unit trust or discretionary trust may be able to get a home loan in Australia, but trust lending is more specialised than a standard personal home loan.
9 July 2026 - 11 min read
Self-Employed Home Loans: Which Australian Lenders May Accept 1-Year Financials, 1-Year ABNs or Alt Doc Income?
Self-employed and applying for a home loan? We compare how Australian lenders may assess 1-year financials, 1-year ABNs, alt doc income and business history.
17 June 2026 - 35 min read
What Business Add-Backs Can Help Your Home Loan Application?
Business add-backs can sometimes help self-employed borrowers increase their assessable income for a home loan.
6 July 2026 - 43 min read
Can You Get a Home Loan with Simple Self-Employed Verification?
Yes, you may be able to get a home loan with simple self-employed verification, but it depends on the lender, your business structure, how long you have been self-employed, your LVR, your documentation and whether…
6 July 2026 - 55 min read
Can BAS Statements Be Used for a Home Loan?
Yes, BAS statements can sometimes be used for a home loan, especially if you are self-employed and applying through an alt doc, simple self-employed or specialist lending pathway.
6 July 2026 - 14 min read
Can You Get a Home Loan in a Family Trust?
Buying property through a family trust can be possible, but it is usually more complex than borrowing in your personal name.
17 June 2026